Best Philadelphia Bank CD Rates
If you live in the Philadelphia are the following rates are good as of June 2010.
Eagle One Credit Union is currently offering a 2 year Cd for 2.50% APY. They also have a 12 month for 1.75% APY and a 6 month for 1.50% APY. These rates are based on deposit of $10k or less. Eagle One currently holds a four star “excellent” rating by Bauerfinancial based on the most recent financial data of 12/31/09. www.eagleonecu.com/
Police and Fire Credit Union has 4.00% APY on its 5 year CD. 4 year CD is 3.50% APY. 3 year is 3.00% APY. You can become a member if you work at one of the many businesses that offers PFFCU membership as a benefit as well as the usual ways one becomes a member. It appears fairly easy to get membership because the business list is very long. This credit union carries the highest possible rating of 5 stars, “superior” by Bauerfinancial. http://pffcu.org/index.asp
Have a chance to earn a $1k scholarship with The Citizens Bank by bringing in your report card and earning a separate chance for each “A” you earned on your report card. Also, you can earn 2.02% APR on evantage checking account.
www.thecitizensbankphila.com/home/
Prudential Savings Bank has a 9 month CD offering 1.10% APY.
Their 13 month CD is 1.81% APY. 18 month special is 1.51% APY. 24 month at 2.01% APY. 36 month Step-up is 2.26% APY. 48 month is 2.81% APY and 60 month is 3.11% APY. These rates require a minimum deposit of $500 or $5,000. This bank currently has a 4 star “excellent” financial rating with Bauerfinancial.
www.purdentialsavingsbank.com
Disclaimer
This post was written as accurately as possible at the time of writing, however, we cannot guarantee accuracy at the time of your reading. Please check directly with the financial institution for more detail.
Allentown PA Bank CD Rates
Safety of our money has never been more important. Below are local bank listings where you can keep a close eye on your money. The large, nationwide banks have been omitted from this list.
The following covers the banks in and around Allentown PA including North Hampton, Easton and Old Orchard.
Sovereign Bank is giving a 2.00% APY on a 6 month Save CD which also allows no penalty for early withdrawal in the first 6 days. This account needs a minimum $2,500 deposit. They also a 36 month variable CD that guarantees your principal. Sovereign Bank currently holds a 3 star “adequate” rating from Bauerfinancial based on 12/31/09 data.
Susquenhanna Bank will give you a $25 reward for referring a new customer that opens a personal checking account and makes the required Visa Check Card transactions. There is a coupon that needs to be printed and filled out from the link listed. http://www.susquehanna.net/promotions/promoReferAFriend.aspx
First Commonweatlth Federal Credit Union is giving $100 for new checking account members that open by June 12, 2010. Other requirements include an ongoing minimum $500 direct deposit which must be received by 8/31/10 to get the $100. There is a redemption coupon that must be filled out.
https://www.firstcomcu.org/page.php?page=127
PNC Financial has a points reward program that can be used for almost anything from gas to groceries to paying your daycare bill. You would use your Personal Visa CheckCard, your points Visa Credit Card, Direct Debit from Checking, and Online Bill Pay. Each item used earns points.
https://www.pnc.com/webapp/unsec/Homepage.do?siteArea=/pnccorp/PNC/Home/Personal
TD Bank is giving you a camcorder for opening an account and usuing your visa debit card for 8 purchases. Make 2 online bill pays within 45 days from your account opening and make the qualifying transactions and payments.
http://www.tdbank.com/Flipvideo2/index.html?cm_sp=Flip%20Campaign2-_-Banner%20Ad-_-Learn%20More
Disclaimer
This post was written as accurately as possible at the time of writing, however, we cannot guarantee accuracy at the time of your reading. Please check directly with the financial institution for more detail.
North American Savings Bank CD Rates
With a minimum $1000 to open, this 14 month CD is acceptable compared with rates nationwide. Rate in effect May 5, 2010.
North American Savings Bank (NASB) was founded in 1927 and it is a locally owned bank with nine deposit locations, primarily in the Kansas City area. The bank also originates commercial real estate loans from its headquarters in Grandview, Missouri. You can do your banking on-line from anywhere in the US. In 1990, the name of the bank officially became North American Savings Bank. It is federally chartered. In 1998 NASB Financial, Inc. was formed to becomea unitary thrift holding company of North American Savings Bank, F.S.B. Please see all CD rate listings below.
Current CD Rates as of May 5, 2010 with APY Listed:
3-5 month = 0.65%
6-11 month = 1.00%
12-23 month = 1.05%
14 month = 1.95%
12 month fixed IRA = 1.05%
24-35 month = 2.05%
36-47 month = 2.50%
49-59 month = 2.75%
60-120 month = 3.00%
Performance Savings Accounts with Minimum 5k to Open/APY:
Balance $5k-$24,999 = 0.70%
Balance $25k-$49,999 = 0.80%
Balance $50k-$74,999 = 0.90%
Balance $75k-$124,999 = 0.95%
Balance $125k-$199.99 = 0.95%
Balance $200k or Greater = 0.95%
North American Savings bank currently has a 3 star “adequate” rating based on the latest financial data of 12/31/09. You can find them on-line at www.nasb.com. Or you can call 800-677-6272, option 3. If you live in the Kansas City area call 816-316-4000, option 3. They have internet banking support by phone Mon-Fri from 7:30am-7:00pm and on Sat from 9:00am-12:00pm. North American Savings Bank is insured by the FDIC under all the current regulations. The website is very easy to use and features large click buttons.
Disclaimer
This post is not regularly maintained, therefore we cannot guarantee accuracy at the time of your reading. Please contact the financial institution directly for more information.
Pennsylvania CD Rates – Franklin Security Bank
If you live anywhere near Plains Pennsylvania and can walk into the bank, a special 7 month CD may be right for you.
Franklin Security Bank if offering this CD as well as a fairly competitive High Yield Savings account that is giving 1.60% APY. The minimum deposit on the CD is $25k and allows you to make a one time penalty free withdrawal anytime after the first 7 days after the account has been opened. This local offer requires a visit to the bank. The high yield savings account that they are currently offering requires maintaining a minimum $10k balance to get the 1.60% APY. These are the best two offers the bank currently has as of May 3, 2010. Other offers are listed below.
Get $50 For Opening a New Checking Account:
Currently Franklin Security Bank will give you $25.00 if you have your auto loan payment deducted from your new checking account with them. This checking account is free with unlimited usage. Also, if you open a new checking account you can get another $25.00 if you have your paycheck automatically deposited.
Franklin Security bank is a community bank headquartered in Plains, PA and is currently given a 4 star “excellent” rating by Bauerfinancial, based on the latest financial data of 12/31/09. Franklin Security Bank and it’s wholly owned subsidiary, Franklin Security Premium Finance Company, works with licensed insurance agents and brokers to provide premium finance loans for insureds in Georgia, Massachusetts, New Hampshire, New Jersey, North Carolina, Pennsylvania, South Carolina and Virginia.
The Bank Address is:
667 North River St. Plains PA 18705. 877-482-7300.
franklinsecuritybank.net
Disclaimer
This post is not regularly maintained and therefore cannot guarantee accuracy at the time of your reading. Please contact the financial institution directly for more information.
First City Bank CD Rates
First City will give you up to 2.65% APY on a long term CD. Money Market rate is up to 1.51% APY. IRAs up to 2.02% APY.
How to decide what rate you want to take with First City Bank depends on how long you are willing to lock in your rate with this uncertain economy. Certainly, while we wait around for rates to go up and take short term CD rates, we sometimes end up making nothing after we pay the taxes on our little interest. Perhaps it might be best to lock in the highest rates for the longest terms and stop waiting around for better rates. Some return is better than nothing. With these thoughts in mind, consider why First City Bank may have the long term rates listed below, along with the short term rates that are still competitive with what others are offering in May 2010.
CDs are all listed with APY rate:
30-89 days = 0.50%
90-179 days = 0.50%
180-364 days = 1.25%
12-17 months = 1.80%
18-23 months = 1.90%
24-29 months = 2.00%
30-35 months = 2.05%
36-47 months = 2.25%
48-59 months = 2.45%
60 months = 2.65%
Money Markets all listed with APY rates:
Tier I ($100k or more) = 1.51%
Tier II ($25k-$99,999.99) = 0.75%
Tier III ($10k-$24,999.99) = 0.50%
Tier IV ($2.5k-$9,999.99) = 0.25%
Tier V ($0.00-$2,499.99) = 0.10%
IRA’s listed with APY rates:
12 month variable = 1.81%
12 month fixed = 1.81%
24 month fixed = 2.02%
A word of caution must be exercised with this bank. Although it is protected with the usual FDIC requirements if it fails, a leading bank rating system called Bauerfinancial gives it a “zero” rating as the lowest star rating available because this banks financial data based on its last public report of 12/31/09 shows it to be facing challenges and in a troubled situation right now.
First City bank is headquartered in Fort Walton Beach, FL. The website is firstcitybank.com
Disclaimer
This post is not regularly maintained, so we cannot guarantee accuracy at the time of your reading. Please contact the institution directly for more information.
Danversbank Free Rewards Checking
With a minimum $100 opening balance and a maximum of $25k, Danvers has this attractive rate for those around the Boston area.
As long as you meet the criteria above and perform at least 12 debit card transactions (excluding ATMs), receive a monthly statement electronicaly, access online banking at least once, and receive a recurring ACH or direct deposit, the bank will give you this above average APY paid on daily balances. The DBK checking and Statement or passbook savings accounts Danvers offers, return a very small APY in comparison to their Free Rewards checking account. Danversbank has a long history going back to the 1800s, and continues to carry a good reputation. Please read on for other current offers in May 2010.
DBK Online Savings = 1.35% APY
4 month online CD = 1.25% APY
Money Market = 1.25% APY
IRAs = 1.25% and 1.00% APY
CD rates are listed with APY and minimum balance open $500:
91 day = 0.50%
6 month = 0.75%
1 year = 1.00%
1 1/2 year = 1.50%
2 1/2 year = 2.00%
3 year = 2.50%
5 yea = 2.75%
Limited Time Offer 9 & 12 month CD APY:
1.25%
Money Market Accounts APY:
Index with $500k or higher balance = 1.25%
250k-$499.999.99 = 1.25%
$100k-$249,999.99 = 1.25%
$50k-$99,999.99 = 1.00%
$5k-$49,999.99 = 0.75%
$0.01$4,999.99 = 0.50%
Danversbank currently has the highest rating that can be given by Bauerfinancial which is a 5 star “superior” rating based on 12/31/09 financial data. They are headquartered in Danvers, MA. This makes it a pretty safe bet besides being protected by the FDIC regulations.
If you want to contact the bank you will find them online at
danversbank.com. Otherwise you can call 800-771-8200 for more information or go to their web page and enter the zip code of 01923 to get a list of locations in the greater Boston area.
Disclaimer
This post is not regularly maintained so we cannot guarantee accuracy at the time of your reading. Please contact the financial institution directly for more information.
Safe Credit Unions in California – Best CD Rates
The economic downturn has caused us even to look closer at the financial institution we save our precious dollars in in these uncertain times. Staying local where we can see the physical location of the credit union can be helpful.
Companies that specialize in following the stability of each financial institution closely for sudden changes in their condition have become valuable assets to us these days.
Below is a list of Credit Unions and their headquartered cities in the state of California that are considered to be in “excellent” or “superior” financial condition based on the most recent public financial information available.
1. 1st United Services = Pleasanton
2. 1st Valley = San Bernadino
3. Addison Avenue Federal = Palo Alto
4. Aerospace Federal = Los Angeles
5. Airco Federal = Glendale
6. Allied Trades = Stockton
7. American Federal = Mission Hills
8. America’s Christian = Glendora
9. ATD Federal = San Jose
10. Bakersfield City Employees Federal = Bakersfield
11. Beverly Hills City Employees Federal = Beverly Hills
12. Big Valley Federal = Sacramento
13. Bopti Federal = San Pedro
14. Bourns Employees Federal = Riverside
15. Burbank City Federal = Burbank
16. Burbank Community Federal = Burbank
17. CBS Employees Federal = Studio City
18. CRC Federal = Norco
19. Cabrillo = San Diego
20. Cal State L.A. Federal = Los Angeles
21. Calcom Federal = Torrance
22. California Adventist Federal = Glendale
23. California Lithuanian = Santa Monica
24. California State & Federal Employee #20 = Eureka
25. Caltech Employees Federal = La Canada
26. Camino Federal = Montebello
27. CBC Federal = Oxnard
28. Cedars-Sinai Federal = Los Angeles
29. Central Coast Federal = Seaside
30. Chabot Federal = Dublin
31. Chaffey Federal = Ontario
32. Cherry Emplyees Federal = Santa Ana
33. Chevron Federal = Oakland
34. Chula Vista City Employees Federal = Chula Vista
35. Clearpath Federal = Glendale
36. Chula Vista City Employees Federal = Chula Vista
37. Clearpath Federal = Glendale
38. Coast Central = Eureka
39. Colton Federal = Colton
40. Columbus Club Federal = San Fernando
41. Community C.U. of So. Humboldt = Garberville
42. Contra Costa Federal = Martinez
43. Credit Union of Southern California = Whittier
44. CSC Employees Federal = El Segundo
45. Culver City Employees Federal
46. Delta Schools Federal = Antioch
47. Deluxe Laboratories Federal = Hollywood
48. Denocos Federal = Crescent City
49. Downey Federal = Downey
50. Educational Employees = Fresno
51. El Camino Hospital Federal = Mountain View
52. Electric Federal = San Jose
53. F & A Federal = Monterey Park
54. Fairview Employees Federal = Costa Mesa
55. Families & Schools Together Federal = Hanford
56. Federal Employees West Federal = Los Angeles
67. Fedone Federal = Laguana Niguel
68. Financial Center = Stockton
69. First California Federal = Fresno
70. First City = Los Angeles
71. First Entertainment = Hollywood
72. First US Community = Sacramento
73. Focus One Community = Monrovia
74. Fontana Federal = Fontana
75. Foothill Federal = Arcadia
76. Fort Bragg Community Federal
77. Fountain Valley
78. Fresno Fire Department
79. First US Community = Sacramento
80. Focus One Community = Monrovia
81. Fontana Federal = Fontana
82. Foothill Federal = Arcadia
83. Fort Bragg Community Federal
84. Fountain Valley
85. Fresno Fire Dept.
86. Fresno Grangers Federal
87. Fresno Police Dept.
88. Glendale Area Schools Federal
89. Glendale City Employees Federal
90. Golden 1 = Sacramento
91. Golden West Cities Federal = Garden Grove
92. Greater Valley = Fresno
93. Grossmont Schools Federal = El Cajon
94. Hanin Federal = Los Angeles
95. Harbor Area Postal Employees Federal = Lomita
96. Harbor Federal = Carson
97. Health Care Professionals of Napa Federal
98. High Sierra = Bishop
99. Honda Federal = Torrance
100 Huntington Beach City Employees Federal
101 IBEW Members = Martinez
102 Inland Empire = Pomona
103 Interstate Federal = Anaheim
104 Jacom = Los Angeles
105 Kaiperm Federal = Walnut Creek
106 Kaiperm North Bay Federal = Vallejo
107 Kings Federal = Hanford
108 LMCC Employees Federal = Mesa
109 L.A. Electrical Workers = Pasadena
110 L.A. Mission Federal = San Fernando
111 Lassen County Federal = Susanville
112 Limoneira Federal = Santa Paula
113 Lockheed Federal = Burbank
114 Long Beach City Employees Federal = Signal
115 Long Beach Firemen S. = Long Beach
116 Los Angeles Federal = Glendale
117 Lockheed Federal = Burbank
118 Los Angeles Police Federal = Van Nuys
119 Matadors Community = Northridge
120 Matson Employees Federal = Oakland
121 MC Clatchy Employees = Sacramento
121 Mendo Lake = Ukiah
122 Menlo Survey Federal = Menlo Park
123 Miramar Federal = San Diego
124 Mission Federal = San Diego
125 Mocse Federal = Modesto
126 Modesto’s First F.C.U.
127 Monterey County Employees = Salinas
128 Motion Picture Federal = Valley Village
129 Mountain View Federal = Baldwin
130 MWD Federal = Los Angeles
131 National 1st = Santa Clara
132 NBC Universal Employees = Burbank
133 Newport Beach City Employees Federal = Newport Beach
134 Nikkei = Gradena
135 North Orange County = Fullerton
136 Northrop Grumman Federal = Gardena
137 Nuvision Federal = Huntington Beach
138 Olive View Employees Federal = Sylmar
139 Onized Oakland Federal = Oakland
140 Ontario Montclair Schools Federal = Ontario
141 Orange County’s = Santa Ana
142 Organized Labor = Modesto
143 P.V.H.M.C. Federal = Pomona
144 Pacific Federal = Pomona
145 Pacific Marine = Camp Pendleton
146 Pacific Postal = San Jose
147 Pacific Service = Walnut Creek
148 Palm Springs Federal = Palm Springs Federal
149 Paradise Valley Federal = National City
150 Parishioners Federal = Torrance
151 Parsons Federal = Pasadena
152 Pasadena Federal
153 Pasadena Service Federal
154 Polam Federal = Los Angeles
155 Premier America = Chatsworth
156 Printing Office Employees = Covina
157 Prospectors Federal = Diamond Bar
158 Provident = Redwood City
159 R CSSE Federal = Redwood City
160 Rancho Federal = Downey
161 Ranrin Federal = Stockton
162 Redlands City Employees Federal = Redlands
163 Rolling F = Turlock
164 S F Municipal Railway Emp Federal = San Francisco
165 S F Recreation & Parks Federal = San Francisco
166 S F Police = San Francisco
167 Safe 1 = Bakersfield
168 Safe = North Highlands
169 San Bernardino School Employees Federal
170 San Diego Firefighters Federal = San Diego
171 San Francisco Federal
172 San Francisco Lee Federal
173 San Joaquin Power Employees = Fresno
174 San Jose
175 San Mateo City Employees Federal
176 Santa Barbara Teacher Federal = Santa Barbara
177 Santa Cruz County Employees
178 Santa Fe Springs City Emp
179 Santa Maria Associated Employees Federal
180 SCE Federal = El Monte
181 Schoolsfirst Federal = Santa Ana
182 Sea Air Federal = Seal Beach
183 Sea West Coast Guard Federal = Oakland
184 Sequoia Hospital Employees Federal = Redwood City
185 Sesloc Federal = San Luis Obispo
186 Shell Western States Federal = Martinez
187 Sierra Point = South San Franc
188 Siskiyou Central = Yreka
189 Skyone Federal = Hawthorne
190 SLO = San Luis Obispo
191 SMW 104 Federal = San Leandro
192 Sony San Diego Employees Federal
193 South San Francisco City Emp Federal = South Franc
194 Southland = Downey
195 Southland Savings Federal = Buena Park
196 SRI Federal = Menlo Park
197 St. Agnes Hospital Federal = Fresco
198 Stanford Federal = Palo Alto
199 Star Harbor Federal = Rancho Domingue
200 Star One = Sunnyvale
201 Sun Community Federal = El Centro
202 Sunkist Employees Federal = Van Nuys
203 Sunnyvale Federal
204 Technicolor Federal = Burbank
205 Techinology = San Jose
206 Travis = Vacaville
207 US Engineers L.A.F.C.U. = Los Angeles
208 U.S.B. Employees Federal = Wilmington
209 U.P.S. Employees Federal = Ontario
210 U.S.B. Employees Federal = Wilmington
211 Union Oil Santa Fe Springs EM = Brea
212 United America West Federal = Arleta
213 United Association = Concord
214 United Financial = Whittier
215 United Local = Fresno
216 University = Los Angeles
217 Utility District = Oakland
218 Valley First = Modesto
219 Ventura County = Ventura
220 Victor Valley Federal = Victorville
221 Vision One = Sacremento
222 Voins Employees Federal = El Monte
223 Westside Employees Federal = Santa Monica
224 Yosemite = Yosemite NP
Disclaimer
We have posted this information as accurately as possible, however, we cannot guarantee the financial condition of the credit union at the time of your reading. Please contact the institution directly for more detail.
